Skip to main content

The struggle is real.

I love Simon’s Cat.

The struggle is real, people.

Comments

Popular posts from this blog

5 Things Every Pizza Delivery Driver Needs for Success

Updated: 2/1/2016.

“How many times has Dave Ramsey said, ‘Deliver pizzas’?” Said someone on the Dave Ramsey forums.The answer is: lots.I hear it often when I listen to his show. That and ‘sell the car.’ (Car payments KILL people’s wealth-building income every month. )Since first posting this list back in December of 2014, I’ve heard great, quality responses and suggestions. The original list of five things has been updated as follows:A kit for receipt convenienceA fuel efficient car with an accurate GPSA need for speedThe “Wow!” extrasA smileThese tips apply no matter what company you drive for. (No pun intended.)Let’s learn something.1. You need a kit for receipt convenienceDon’t underestimate the power of a simple receipt kit. It is as follows:A clipboard. A suitable pen for your clipboard. A cheap, small flashlight with a clamp or a tether.A clipboard and pen are must-haves. It is easier on you. It is easier on them. Not having one demands more of a hungry customer than is necessa…

We're debt free.

Ladies and gentlemen, we are debt free.

Happy Thanksgiving

Happy Thanksgiving.Wanted to talk about being a turkey today. But first, here's a recap of the Baby Steps used in Dave Ramsey's Financial Peace University.Baby Step 1: $1,000 cash in a beginner emergency fundBaby Step 2: Use the debt snowball to pay off all your debt but the houseBaby Step 3: A fully funded emergency fund of 3 to 6 months of expensesBaby Step 4: Invest 15% of your household income into retirementBaby Step 5: Start saving for collegeBaby Step 6: Pay off your home earlyBaby Step 7: Build wealth and give generouslySo we're on step 3. How's it going?It's not.What we're doing now is akin to what happened a lot between baby steps 1 and 2: Save up your $1,000 emergency fundHave an emergencyRepeatExcept we haven't had emergencies. We maintain the $1,000 EF month to month and manage other storms. We've had to repair some vehicles, sure. We also have more income now than we did. We were forking over hundreds to creditors not long ago. Now we can …