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Where We Stand

The last of our debt – to any one person or institution on this earth – is right here:


That’s it. $9,322.78. We basically owe Navient a used Kia Sorento.

Here’s where we were as of Christmas Eve, 2014:

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I want to make it clear for those just now tuning in. Over the last two and a half years:

  • We paid off nearly $6,800 in credit cards.
  • We paid off a surprise hernia surgery for Ruth ($1,700)
  • We paid off Amazewife’s student loans in full to the tune of $15k.
  • We’ve paid off all but the above amount of my $15k student loans.
  • We owe no money on car payments. Instead we’ve sent three vehicles out to pasture: our Silhouette, the Suburban and the LeSabre. We currently drive a Toyota Sienna and the Ford Taurus.
  • We’ve paid cash for everything, including:
    • Car repairs and replacements, the surprises and the planned
    • Vacations (the ones we could afford)
    • Our 5 month old, Weston Anthony.

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That $9k is going to die. We were planning on having all $9k paid off by March 27. Amazemom is taking all of us undeserving children to Disneyland that day. Doesn’t look like that is in the cards. It will be closer to May.

I’m posting this to share with you where we stand. I hope you find hope in it with your money.

I could go in to a lot of other things. I could point out that there seem to be some White House staff that have gone rogue on Facebook. I could describe my feelings about President Trump’s Immigration Ban EO. I could even ramble on about how I’ve lost 20 lbs. since changing my diet, 7 of which I’ve lost in the last three weeks since dropping sugar and added sweeteners. (I do a kettlebell routine MWF and run TTh.)

But that’s not what this blog is for.

Ok, it’s kind of what this blog is for. I’m trying to record as much as I can. But it’s focus is on us smashing our debt. It’s about us living like no one else so that we can live like no one else. It’s about you believing you can, too, because you read about it here, on the internet.

So stay tuned. The funeral procession for the last of the Gardner family debt is coming ‘round the bend. How far away is yours? How far away do you want it to be?



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