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Disclaimers of Affiliation and Privacy Policy is a site set up with the intention of entertaining, teaching and helping others. I want to motivate others to work hard and achieve their financial goals. I also want to motivate myself.

This is also a personal journal meant for myself and posterity, cataloging the events leading up to our freedom from debt as a family. More for science and to see if it really works, I have set up the blog to run some Google AdSense advertising on the site. I am also an Amazon Affiliate.

Privacy may be on your mind. 

Google AdSense 

 The ads that appear are sponsored ads by Google AdSense (They are labelled as “Ads by Google”). I do not personally endorse the products and services advertised in these products. I am not affiliated with those companies. That's all Google. In other words, commission/profits are generated from Google for displaying these ads. I assume no liability for products purchased from third-party websites or sponsor ads. Please make sure you read the terms and conditions of any product before you purchase.

Amazon Affiliation

As an Amazon Affiliate, I may link to products on their website. If you or anyone else purchases through an affiliate link, I receive a small commission. If it goes to Amazon, assume it is affiliated. However,  I recommend only those products that I use myself or that I feel would benefit readers.

If you have questions about any affiliations on this website/blog, please don’t hesitate to contact me. I’ll be happy to clarify or provide additional details if necessary.


Any other mention, recommendation or link to a product or service not mentioned above is non-affiliated, a.k.a., the only payment I receive is the satisfaction of sharing it. I don't get a cut, and if I'm not affiliated, I don't want one. But it's still good enough to recommend.


The DoubleClick cookie is used by Google in the ads served on the websites of its partners, such as websites displaying AdSense ads or participating in Google certified ad networks. When users visit a partner's website and either view or click on an ad, a cookie may be dropped on that end user's browser. That's you. 
  • Third party vendors, including Google, use cookies to serve ads based on your prior visits to this website.
  • Google's use of the DoubleClick cookie enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the Internet.
  • You may opt out of the use of the DoubleClick cookie for interest-based advertising by visiting Ads Settings. (Alternatively, you can opt out of a third-party vendor's use of cookies for interest based advertising by visiting
I also use Google Analytics. 


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